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Loan Programs

Fixed Rate Mortgages
The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan.

Adjustable Rate Mortgages (ARMs)
Adjustable Rate Mortgages are loans with an interest rate that can vary during the loan's term. These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions.

ARMs (3 / 1 ARM, 5 / 1 ARM, 7 / 1 ARM, 10 / 1 ARM)
ARM mortgages, also called fixed-period ARMs, combine features of both fixed-rate and adjustable-rate mortgages.

Interest Only Mortgages
A mortgage is called “interest only” when its monthly payment does not include the repayment of principal for a certain period of time.

Balloon Mortgages
Balloon mortgages have a note rate that is fixed for an initial period of time, and then the remaining principal balance is due at the end of the term.

Reverse Mortgages
Reverse Mortgages are a type of home equity loan that allows you to convert some of the equity in your home into cash while you retain home ownership.

What kind of loan program is best for you?
So what kind of mortgage is best for you? Fixed rate? Adjustable rate? Government loans? The truth is, there is no one correct answer.

Current Rates

Fixed
Program: 30-Year Fixed
Rate: 6.50
Points: 0
APR: 6.25

Custom Programs 
Program: FHA
Rate: 6.25
Points: 0
APR: 6.25

Rates are subject to change without notice based on market conditions. Rate / APR and terms may vary based on the credit worthiness of the individual.